Sinabro

“Congratulations! Your credit line has been increased to $7,000.00.”

Now I know what people say is true—credit companies are responsible for the general state of indebtedness that many Americans are in.

Although, in my case, I am only using it as an interest-free loan to get the 4% interest as the money sits in my savings account—that’s how it got started, that’s what I still claim it to be, and that’s what I hope will be, when the introductory period expires in December. But what if someone was using the card because he was living above his means and truly could not pay it all off each month? Some might argue that this is still better than not being able to make the ends meet, but isn’t this only delaying the inevitable, worsening the condition before its catastrophic end?

Oh, well. What do I care. I don’t plan on basing my career on details of financing.